Decoding the authenticity India union credit cash loan app real or fake

India Union Credit Cash Loan App Real or Fake? Join the investigation as we crack the code on your cash questions.

Welcome Friends, if you are confused about this India Union Credit Cash Loan App then you have landed at the correct page. Today we are going to decipher this app & answer some crucial questions. India union credit cash loan app real or fake Reviews is for people to comprehend well this app and the required measures they should take.

Always use the genuine and original apps which function like Non-Banking Financial Institution (NBFC) and fall under the Companies Act. Reserve Bank of India provided figures that in the year 2024 the consumers were scammed about crores of rupees in the fraudulent practices collectively.

How to Apply for India Union Credit Cash Loan?

Financial solution enquiries are almost always by questioning about the best option. Good day to you the Indian Union Credit Cash Loan with heavy skepticism around its integrity. But what is the core of this cash loan app? It bewilders them, is India Union Credit Cash Loan app real or fake?

Crossing the rocky plains of lending, the question arises; how good is the best pick? India Union Cash Credit Loan can answer questions but most users are searching for the true legit one. As users weigh their options, the question remains: Is states Agency Office in India member of Union Credit for Cash Loan the answer to their financial problems?

Wondering how to get quick funds? Consider India Union Credit Cash Loan. But is it real or fake? Let’s break it down.

1.           Explore the App: Check if it suits your needs.

2.           Verify Legitimacy: Is it legit or fake?

3.           Simple Application: Once sure, apply easily.

Unlock financial solutions with India Union Credit Cash Loan. Easy steps, real possibilities.

Dealing with India union credit cash loan app real or fake

India Union Credit Cash Loan advance loan app doesn’t grant the loan. It is in fact an enabling tool which allows registered NBFCs or banks to lend funds to users. They have not supplied any information relative to their NBFC partners but have been shared his company by the name of India Union Technology PVT LTD.

India Union Credit Cash loan is an online loans market which provides many kinds of loan products with various loan terms, users can have said to find all kinds of suitable loans in our market. Its vision is to give customers quality loans that have been picked well and also safe.

Describing India Union Credit Cash Loan App Review

App Name: India Union Credit Cash Loan

Product Description:

• Age Requirement: 18 years old and above
• Loan Amount: Rs. 10,000 to Rs. 5 lakhs
• Tenure: Flexible, ranging from 95 days to 1 year
• APR: Varies from 20 to 32.
• Service Charge: Fluctuates from 6% to 15%
• GST: Applicable only on fees components, following Indian laws.

Contact Information:

• Email: hayliebalistreri562@gmail.com
• Address: 89D, 17, 769 CROSS ROAD, KAMMANAHALLI, Bangalore, Karnataka, India, 560089
• Customer Care Number: 091 3000 0060

India Union Credit Cash Loan App Complaints:

The internet is flooded with Union India Credit cash loan complaints, with victims sharing their stories on consumer complaints platforms.

Loan Interest Calculation:

• Interest Formula: Interest = principle * repayment period (days) / 365 * APR
• Total Repayment: Principal amount + interest rate.

Example Calculation:

• Loan Amount: ₹10,000
• APR: 20%
• Loan Duration: 100 days
• Processing Fee: 5%
• GST: 18%
• Total Interest: ₹547.94
• Processing Fees (PF) + GST: ₹590
• In-Hand Amount: ₹9410
• Total Repayable Amount: ₹10547.94.

Application Conditions:

• Indian resident
• Age 18+
• Pan Card and Aadhaar Card
• Stable wages
• Mobile number, Bank accounts

Security and Privacy Policy:

Rest easy knowing your details are safe. India Union Credit Cash Loan guarantees data safety and pledges not to share it without your consent.

Data Safety Measures:

• No data shared with third parties: The developer ensures that user details are not provided to other companies or agencies.

Data Collection:

1. Location
2. Personal Information
3. Financial Info
4. Messages
5. Photos & Videos
6. File & Docs
7. Contacts App
8. Device or Other IDs
9. App Activity
10. App Info and Performance
    
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Steps to Avail India Union Credit Cash Loan:

1: Install India Union Credit Cash Loan App

• Download and install the app on your device.

2: Sign-up with Your Mobile Number

• Register using your mobile number.

3: Fill in Basic Information and Check Your Eligibility

• Provide essential details and assess your eligibility.

4: Upload KYC Documents, Including ID, Address Proof, and PAN Card

• Submit necessary KYC documents for verification.

5: Request a Bank Transfer or an E-voucher for Your Loan

• Choose your preferred method to receive the loan amount: bank transfer or e-voucher.

Spotting Red Flags in India Union Credit Cash Loan App Reviews

Concerns	User Observations
Hidden Owner Information	India Union Credit Cash Loan app keeps its owner details under wraps, sparking concern about transparency. Their absence from Google Play Store records adds to the mystery.
Not Registered with Government Authority	The app lacks the essential registration with relevant authorities, a crucial aspect for loan providers. This absence raises doubts regarding the authenticity of India Union Credit Cash Loan app.
No Social Media Presence	With a noticeable absence on social media platforms, India Union Credit Cash Loan app avoids public discussion. Ads only surface when users search for loans, leaving the app lurking in the shadows.
Loan Trap: Modus Operandi	Users report a questionable lending approach. While small loans are offered, the repayment demands escalate significantly. Borrowers find themselves in a trap, coerced into hefty interest and processing fees.
Scary Privacy Policy	The app’s privacy policy rings alarm bells. Granting permission opens the floodgates for accessing personal and financial data. The clause allowing sharing with third parties raises concerns about data misuse.

India Union Credit Cash Loan app Real or Fake raises significant concerns, from concealed ownership to unregistered status with authorities. Users highlight a troubling lending model, exposing borrowers to exorbitant fees. The privacy policy, fraught with permissions and potential data sharing, adds to the apprehension. With trustworthy alternatives available, users are cautioned against relying on India Union Credit Cash Loan for financial needs. Explore genuine options like RazorPay, Jupiter-edge, Simple Pay Later, and others for a secure lending experience.

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Identifying Signs of Personal Loan App Scams

Warning Signals	What to Watch For
Little Interest in Payment History	Legitimate lenders review payment history and credit points. Scammers target high-risk borrowers, neglecting credit checks and aiming for lucrative late fees and penalties.
Absence of a Physical Address	Scam apps hide behind fake addresses, providing no legitimate location. Verify their physical address to avoid falling prey to deceptive tactics.
Unregistered Company	Genuine apps register with state authorities. An app lacking registration is a clear indication of a potential loan scam.
Inadequate Security Measures	Scammers avoid costly security software. Beware of apps lacking robust security, prioritizing scams over protecting personal and financial information.
Pressure for Immediate Action	Scammers create urgency, pressuring users to act hastily. Authentic lenders provide time for scrutiny. Avoid rushed decisions; take the time to verify an app’s legitimacy.

Spotting signs of personal loan app scams is crucial in the digital age. Look out for these indicators: indifference to payment history, a missing physical address, absence of company registration, insufficient security measures, and pressure tactics for immediate action. While legitimate lenders prioritize transparency and security, scammers thrive on deception and urgency. Take your time, examine thoroughly, and make informed decisions to shield yourself from potential scams.

India union credit cash loan app real or fake Loan App List Reserve Bank of India banned in the year 2024

SR. NO.	Fake Loan App List	SR. NO.	Fake Loan App List
1	Agile Loan app	258	Easy credit
2	Aladdin Lamp	259	Easy Credit Loan App
3	Angel Loan	260	Easy loan
4	Apna Paisa	261	EasyCash Loan
5	Apple cash	262	Easy Rp
6	Ariaeko Lone	263	Elephant Cash
7	Asan Loan	264	Es Loan
8	ATD lone	265	Eulavt App
9	Balance lone	266	Express loan
10	Basket loan	267	Express Loan
11	Bellono Loan	268	Fash rupee
12	Bellono Loan App	269	Fast cash
13	Best Paisa	270	Fast coin
14	Betwinner betting	271	Fast Paisa
15	Bharat Cash	272	Fast cash
16	Bright Cash	273	Fast rupee Loan App
17	Bright money	274	Fast Rupee
18	Buddy Loan	275	Fexli Loan
19	Bus rupee	276	First Cash
20	Bharat Cash App	277	Flash Loan App
21	Clear Loan	278	Flash Loan Mobile
22	Cash Advance	279	Flash rupee
23	Cash Advance	280	Flip cash
24	Cash Advance Atach	281	For Pay
25	Cash Advance T1	282	Forpay app
26	Cash advance	283	Fortress Loan App
27	Cash Book	284	fortune now
28	cash bowl	285	fresh loan
29	Cash Carry App	286	Fri Loan
30	Cash Cola	287	Funny happen
31	Cash colla	288	Get Cash
32	Cash cow App	289	Gold Cash
33	Cash Cow	290	Gold loan app
34	Cash Credit	291	Gold Sea
35	Cash curry	292	Goldcash
36	Cash fish	293	Goldman Payback
37	Cash go	294	guru loan app
38	Cash Guru App	295	Hand Cash
39	Cash magic	296	Hand Cash Friendly Loan
40	Cash Hole	297	Handey Loan
41	Cash host Loan App	298	Handy loan
42	Cash Host	299	Hello Box
43	cash machine	300	Hello Rupee
44	Cash Machine Loan	301	Hi Credit App
45	Cash magic	302	Holiday Mobile Loan
46	Cash manager	303	Honey Loan
47	Cash Manager	304	Honey Loan App
48	Cash Mine	305	Holiday Mobile
49	Cash Papa	306	Hoo Cash
50	Cash Park Loan App	307	Hu cash
51	Cash park	308	I Credit
52	Cash Park Loan	309	I karza
53	Cash Pocket	310	Income loan
54	cash pocket live Cash	311	Income OK
55	Cash Samosa	312	IND loan
56	cash star miniso rupee	313	India AI Credit Cash Loan
57	Cash Station	314	Infinity Cash
58	Cashcarry Loan App	315	Insta Loan
59	Cashcom	316	Insta money
60	cashpal	317	Jo Cash
61	Clear Loan	318	Just paise Loan App
62	Coin Rupee	319	Just money
63	Crazy Cash	320	Kash loan
64	Credit buzz	321	Koko cash
65	Credit Loan	322	Koko Loan
66	Crystal Loan	323	koko loan
67	Credit Pearl	324	Lend Mall
68	credit wallet	325	Link Money
69	Crystal Loan	326	Live Cash Loan App
70	Daily Loan	327	Live Cash
71	Dhan Pal	328	Loan Cube
72	Discover Loan App	329	loan cube
73	Dream loan	330	Loan dream Ap[
74	DuttaRuppes	331	Loan Dream
75	E Paisa	332	Loan fortune
76	Eagle cash loan App	333	Loan Fortune
77	Early Credit App	334	Loan Home Small
78	Easy Barrow Loan App	335	loan loji
79	Easy Borrow Cash loan	336	Loan Resource(disi)
80	Easy brave	337	Loan Sathi
81	Loanzone	338	Rupeek buzz
82	Lucky Loan App	339	Rupeek cash
83	Lucky Wallet	340	Rupeek fenta
84	M pocket	341	Rupeeking
85	MagicCash Loan App	342	Rupeeok
86	Magic Money	343	Rupeeplus
87	Magicc Loan	344	Rupeeredee Loan App
88	Mama Loan	345	Rupeestar
89	Magicc Loan App	346	Rupiya bus
90	Marvel cash	347	Rupiya company
91	Marwel Loan Baba	348	Rush Loan
92	Matero Finance	349	Samay Rupee
93	May Loan	350	Sharp corn
94	Mi Rupe	351	Sharp Loan
95	Minute Loan App	352	Simple Loan App
96	Minute cash	353	Shuttle Loan
97	Minutes In Cash	354	Silver Pocket
98	Mo Cash	355	Simple Loan
99	Mobikquick	356	Sky Loan
100	Mobile cash	357	Slice pay
101	Monday money app	358	Small Loan
102	Money box	359	Small Cash Loan App
103	Money Ladder	360	SmalLoan App
104	Money lander	361	Smart Coin
105	Money Master	362	star loan
106	Money Master App	363	Store Loan
107	Money muthual	364	Sun cash
108	Money pocket	365	SUN CASH
109	money stand pro	366	Sunny loan
110	Money standup	367	Time loan
111	Money tree	368	Top Cash
112	money stand pro App	369	tree lone
113	Money View App	370	Tyto Cash
114	Monney Tank	371	Unit Cash
115	More cash	372	UPA Loan
116	More Cash App	373	UPO Loancom
117	More Loan	374	Voice loan
118	My Cash Loan	375	Volcano Loan
119	My Kredit	376	Wallaby App
120	Name of app	377	Wallet Payee
121	Ob cash loan	378	Apna Paisa
122	ob cash loan App	379	Walletpro
123	Ok Rupee Loan App	380	Warn Rupee
124	One Loan Cash Any Time	381	Wen Credit
125	One loan easy loan	382	Wow Rupee
126	onstream	383	Yes Cash
127	Orange Loan	384	Yes Rupees
128	Orange Loan	385	Zo zo Cash
129	Paisawala	386	Cash port
130	Personal Loan App	387	Alp cash
131	Phone pay	388	Angel Loan
132	Pillai Loan	389	Apna Paisa
133	Plump Wallet	390	Asana Loan
134	pocket bank	391	Cash Curry
135	Pokemoney	392	Cash era
136	PradhanmantriYojna Loan	393	Cash lion
137	Pub cash	394	Cash Star Miniso Rupee
138	Quality cash	395	Cashon
139	Quality Cash Loan App	396	Coco cash
140	Quick Loan App	397	Credit finch
141	Rapid	398	Dhani
142	Rainbow Loan	399	Early Credit App
143	Rapid Paisa	400	Elephant loan
144	Reliable Rupee Cash	401	Eye Credit
145	rich cash	402	Fast Paisa
146	Rich Loan Go	403	Fast Rupee
147	Rocket Loan	404	First Cash
148	Royal able rupee cash	405	Flash Loan Mobile
149	Royal cash	406	Go cash
150	Rupee Box	407	Hand Cash
151	Rupee Loan	408	Ind Loan
152	Rupee Cash Loan	409	Insta Loan
153	Rupee Magic	410	Insta Money
154	Rupee mall	411	Lend Mall

List of RBI Approved Loan Apps in India- India union credit cash loan app real or fake

S. No.	RBI Registered Loan Apps in India App List	Credit Limit
56	Upwards	₹5,000 to ₹25,000
57	PaySense Instant Loan App	Loan up to ₹2,00,000
58	Stashfin Credit Line & Loan	₹1,000 to ₹5,00,000
59	HDFC Bank Personal Loan	₹50,000 to ₹40,00,000
60	ICICI Bank Personal Loan	₹50,000 to ₹40,00,000
61	SBI Personal Loan	₹25,000 to ₹20,00,000
62	Fullerton India Personal Loan	₹50,000 to ₹25,00,000
63	Capital First Personal Loan	₹1,00,000 to ₹25,00,000
64	Tata Capital Personal Loan	₹75,000 to ₹25,00,000
65	Axis Bank Personal Loan	₹50,000 to ₹15,00,000
66	Bajaj Finserv Personal Loan	₹25,000 to ₹25,00,000
67	Kotak Mahindra Bank Personal Loan	₹50,000 to ₹25,00,000
68	Yes Bank Personal Loan	₹2,00,000 to ₹40,00,000
69	Citibank Personal Loan	₹25,000 to ₹30,00,000
70	RBL Bank Personal Loan	₹50,000 to ₹20,00,000
71	HSBC Bank Personal Loan	₹50,000 to ₹30,00,000
72	IDFC First Bank Personal Loan	₹25,000 to ₹40,00,000
73	Standard Chartered Bank Personal Loan	₹1,00,000 to ₹30,00,000
74	Deutsche Bank Personal Loan	₹50,000 to ₹25,00,000
75	Federal Bank Personal Loan	₹50,000 to ₹25,00,000
76	Canara Bank Personal Loan	₹50,000 to ₹25,00,000
77	IndusInd Bank Personal Loan	₹50,000 to ₹25,00,000
78	Karur Vysya Bank Personal Loan	₹1,00,000 to ₹25,00,000
79	South Indian Bank Personal Loan	₹50,000 to ₹25,00,000
80	Bank of Maharashtra Personal Loan	₹50,000 to ₹25,00,000
81	Punjab National Bank Personal Loan	₹50,000 to ₹25,00,000
82	Dhanlaxmi Bank Personal Loan	₹50,000 to ₹25,00,000
83	Corporation Bank Personal Loan	₹50,000 to ₹25,00,000
84	United Bank of India Personal Loan	₹50,000 to ₹25,00,000
85	Indian Overseas Bank Personal Loan	₹50,000 to ₹25,00,000
86	Oriental Bank of Commerce Personal Loan	₹50,000 to ₹25,00,000
87	Punjab & Sind Bank Personal Loan	₹50,000 to ₹25,00,000
88	IDBI Bank Personal Loan	₹50,000 to ₹25,00,000
89	Andhra Bank Personal Loan	₹50,000 to ₹25,00,000
90	Allahabad Bank Personal Loan	₹50,000 to ₹25,00,000
91	Central Bank of India Personal Loan	₹50,000 to ₹25,00,000
92	Bank of Baroda Personal Loan	₹50,000 to ₹25,00,000
93	UCO Bank Personal Loan	₹50,000 to ₹25,00,000
94	Vijaya Bank Personal Loan	₹50,000 to ₹25,00,000
95	Indian Bank Personal Loan	₹50,000 to ₹25,00,000
96	Syndicate Bank Personal Loan	₹50,000 to ₹25,00,000
97	Union Bank of India Personal Loan	₹50,000 to ₹25,00,000
98	Karnataka Bank Personal Loan	₹50,000 to ₹25,00,000
99	Karur Vysya Bank Personal Loan	₹50,000 to ₹25,00,000
100	Tamilnad Mercantile Bank Personal Loan	₹50,000 to ₹25,00,000

How to complain about India Union Credit Cash Loan

Contact Customer Support:

Firstly, it’s advised to contact India Union Credit Cash Loan customer support or helpline. Contact details are indicated on their official website, in the loan agreement, or any other message that you have got from them.

Write a Formal Complaint:

However, if your issue is not resolved through the initial contact consider writing a formal complaint. Clearly state your issues in details, for instance your loan account number, the matter at hand, and any correspondence with support.

Use Official Communication Channels:

Use official instruments of communication, for example, email or written letters. Keep a log of all your communications, date and times of the conversations.

Contact Regulatory Authorities:

The regulator of non-banking financial institutions in India is the Reserve Bank of India (RBI). You can file the complaint with Consumer Education and Protection Cell of RBI either on their official website or by sending mail to them.

Consumer Education and Protection Cell of Reserve Bank of India

Website: RBI Consumer Education and Protection Cell Concept:

Address: Consumer Education and Protection Department, Reserve Bank of India, Central Office, 1st Floor, Amar Building, Sir P.M. Road, Fort, Mumbai – 400001

Contact the Banking Ombudsman:

If your problem is not solved by RBI, then you can approach the Banking Ombudsman appointed by RBI. The Banking Ombudsman is an official who resolves customer complaints directed at banks and some types of financial institutions.

The details pertaining to the Banking Ombudsman scheme are mentioned on the official website of the Reserve Bank of India.

Consumer Forums:

If by all means you still find yourself at a crossroads, you may opt to file a complaint to consumer forums or to other legal means available to you.

Final Thoughts: India Union Credit Cash Loan Reviews

India Union Credit Cash Loan App doesn’t come recommended due to numerous drawbacks identified during our evaluation. Personal loans often become a resort during financial crunches, where individuals find themselves obligated without immediate funds.

This review of the India Union Credit Cash Loan App aims to shield individuals from deceitful platforms preying on emotions. Always opt for reputable channels, thoroughly verify any site, and avoid making hasty decisions. Prioritize caution to safeguard yourself from potential scams in the financial landscape.

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Frequently Asked Questions (FAQs)